Road Risk & Premises Combined Insurance

Making sure your vehicles are covered whilst out on the road isn't just a top priority, it's legally mandatory

Key features

Wide Cover

Ordinary building and content cover extended to cover office equipment, supplies and furniture


Protection for vehicles when stored or displayed


Cover for tools, equipment and trailers both on the road and whilst on site

emergency cover

24hr emergency breakdown cover and 24hr helpline for emergencies

Specialist insurance for motor trade

If you own a business which specialises in the motor trade, whether full or part time, then making sure your vehicles are covered whilst out on the road isn’t just a top priority, it is legally mandatory.

Motor trade road risk insurance cover is designed to protect you whilst going about your day to day activity. If you are driving, moving or delivering vehicles, it is reassuring to know that you are fully covered for every mile you drive. Whether your industry is in motor repairs, maintenance, delivery or sales, we have a flexible selection of road risks insurance policies to suit the individual needs of every business type.

Arkwright Insurance Brokers can supply a trade road risk insurance policy that best suits your requirements. We don’t compromise on the quality of our road risk cover either – we can add on all the little extras you may want for your own peace of mind, such as public liability and legal protection. “Any age” road risk insurance can be arranged to include buying, selling, delivery, collection, breakdown and recovery as well as covering more specialist fields such as classic car repair or restoration. Insurance cover for any equipment or tools within the vehicle can also be arranged.

Businesses in the motor trade are frequently required to drive customers’ vehicles on the road. Other businesses that rely on fleets of vehicles have a varied portfolio of vehicles, often driven by a multitude of different drivers for different purposes, under different circumstances. The insurance needs of these companies are far more complicated and nuanced than a typical auto insurance policy.

Ensuring that your company has road risk insurance is legally necessary for many businesses in the motor trade. However, not all policies are created equal. Any business can benefit from a tailored, comprehensive policy that is written specifically with individual business requirements in mind. Arkwright underwriters create bespoke policies to create a road risk insurance package that is comprehensive, while keeping premiums low.