Public Liability Cover

Protection against damage or injury to third parties and their property

A common type of insurance for any business that deals with the general public on a daily basis.

This includes stores and forecourts that allow public access to their premises and taxi drivers who are responsible for the safe carriage of other people and their possessions.

Insurance typically features


Indemnity limit up to £10 million for employers liability (excluding offshore)

high risk locations

Indemnity limit up to £10 million for products and public liability including high risk locations


Public liability, Employers liability is available if your home will be frequented by customers directly

Excludes Road Risks

Competitive premium

Insurance aimed at public-facing businesses

Taxi driver insurance consists of public liability cover that is specifically tailored for drivers who transport passengers for hire or reward and is available to most sectors of the industry. This includes public hire, private hire, hackney carriage, chauffeur and for a contract with local authorities such as schools and hospitals.

Given this variety of circumstances, at Arkwright, we prefer to speak directly to our customers in order to construct a bespoke policy tailored to their individual requirements, rather than offering generic “off-the-shelf” insurance policies.

At Arkwright, we have access to a range of top insurers and insurance brokers, giving us the flexibility to offer an assortment of cover options to suit all specifications and budgets.

Alternative products available for larger risks: risks are based on the size of your premises and your number of employees.

For detailed information on the public liability insurance types available to businesses, or to discuss your individual requirements to obtain a quote: call Arkwright now on 01204 392 525.