If you own a prestige, luxury or executive car, you will want to make sure it’s insured in case of any accidents. Whether you drive it every day or own it as part of a collection, it’s important to have suitable cover in place for your prestige vehicle to protect you from any unexpected repair, recovery or replacement costs.
With a larger price tag, your prestige or luxury car is not just a mode of transport – it’s a significant investment. Any car on the road faces an element of risk, which can be a great cause for concern for the car. Having an appropriate insurance policy in place will help to make sure that you and your vehicle are properly covered.
While the original price of a car is a considerable factor in arranging an insurance policy, some insurance providers may be reluctant to give a quote for cars above a certain value. For this reason, insuring a prestige or luxury car becomes less about worrying about higher premiums and more about finding an appropriate insurer.
When you’ve invested a lot of money in a high-value car, the last thing you’ll want is a standard car insurance policy that may not adequately cover all your needs. To work out this higher standard of cover, Arkwright Insurance has a team of professionals ready to advise on the right insurance cover for you and your car.
By and large, we will require exactly the same details and information as with any other car insurance application. This includes details of the driver’s age and motoring history, details of the car’s model and mileage, as well as information on any additional drivers and where the car will be parked overnight.
As luxury and prestige cars are of a higher value, they may be more expensive than normal to insure, often including cover for up to a large amount should you need to pursue a claim for damage, losses or personal injury. In determining your level of cover, we will base our assessments on an agreed value of the vehicle.
Prestige and luxury car insurance will typically be the best option for motorists for a wide range of high-end car marques. These include Aston Martin, Audi, Bentley, BMW, Jaguar, Masarati, Mercedes, Porsche, Range Rover and Rolls Royce, plus many more.
With this level or range of car, price may not necessarily be the deciding factor when trying to find appropriate car insurance – the important thing will be to make sure you have a policy that will protect such a valuable asset. Nevertheless, we will endeavour to find the best possible premium for your exact needs.
At Arkwright, our professional advisers will thoroughly assess the needs and the details of the car and you the owner to guide you through the process of getting suitable insurance. We can explain about general risk management and security measures before finding you the best policy and cover for your high-value vehicle.
Alongside our ability to provide insurance for prestige and luxury cars, we can also arrange for other types of cover that coincide with your personal situation. This allows you to combine your policy with family fleet insurance if you own multiple cars or with a special policy geared towards senior or younger drivers depending on the main driver’s age.
In some cases, we may be able to provide you with an estimate using our online quick quote builder, which you can then discuss with us in greater detail by speaking to an adviser. Simply click the “Get a quote” button, or if you’d prefer to talk to one of our team straight away, call us on 01204 392 525 and let’s get you the right cover.